Why Finance Your Food Service Operations?
Budget-Friendly Solutions
Upgrade Today, Pay Tomorrow
Keep Cash Reserves Intact
Simplified Financing, No Bank Hassles
Partner-Driven Low Interest Rates
Smart Tax Management
Choose From Any Of Our Lending Partners
Lender | Financing Limit | Key Benefits | Apply |
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Up to $50,000 |
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See if you qualify
OR
Select the Credit Key Logo at Checkout
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Up to $250,000 |
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Apply now |
Food Service Financing FAQ & Disclosures
Affirm FAQ
¹Affirm Disclosure - Rates from 0-36% APR. For example, a $700 purchase might cost $63.18/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. See affirm.com/licenses for important info on state licenses and notifications.
²Credit Key Disclosure - Credit Key offers a dynamic line of credit, distinct from traditional leases or financed loans, providing the versatility to acquire equipment and supplies as required. Eligible applicants can access a line of credit up to $50,000, with a flexible 12-month repayment period. Pre-approval for a specific credit amount is available prior to placing an order.
To qualify for Credit Key financing, applicants must meet the following criteria:
- Apply as an individual under their own name.
- Hold the position of owner or signatory for the business involved in the application.
- Be a U.S. citizen or resident of legal signing age in their state of residence.
- Possess a FICO®/credit score of 600 or higher.
- Demonstrate an annual business income of at least $40,000.
- Provide their Social Security Number.
- Furnish their business's Employer Identification Number (EIN). For Sole Proprietorships, without a Federal EIN, state registration documentation of the business is required.
- Have a designated bank account or debit card for repayment purposes.
The application process for Credit Key is simple and does not influence your personal credit score. Importantly, there are no setup fees associated with Credit Key. For durations extending beyond 30 days, favorable terms are available, with rates as low as 1% per month. Applying for Credit Key involves a "soft inquiry," which does not affect your FICO®/credit score.
³QuickSpark Disclosure - Application approvals are subject to specific criteria and exclusions. QuickSpark's innovative payment technology offers a solution to convert large purchase costs into manageable installments. See QuickSpark's FAQ https://quickspark.com/faq/ and Terms pages: https://quickspark.com/terms-and-conditions/ for more details.
*Financing Disclosure - RestaurantSupply.com is not a financing entity and does not offer direct financing to customers. The Net 30 Terms and 0% APR Offers mentioned are potential financing or leasing opportunities via third-party partners, as indicated on our website. These options are provided for informational purposes only; RestaurantSupply.com does not endorse or guarantee specific terms or rates. Customers should conduct their own research and engage directly with our partners to fully understand the terms of any financing or leasing options. For tax-related matters, including Section 179 specifics, customers should consult their own accountant or financial advisor. RestaurantSupply.com does not provide accounting services or advice.
© 2024 Restaurant Supply. Affirm logo and design are registered trademarks of Affirm, Inc. Credit Key design Snap Credit, Inc. Quickspark design registered trademarks of TimePayment Corp. DBA QuickSpark Financial.
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